Carolina Mortgage Insights with Paul Mattos
What Is an FHA Streamline Refinance?
An FHA Streamline Refinance may help eligible FHA homeowners lower their rate or payment with reduced documentation and potentially no appraisal. Learn about seasoning, payment history, closing costs, mortgage insurance and qualification requirements.
Rate-and-Term Refinance Explained
A rate-and-term refinance replaces your current mortgage to change its interest rate, repayment term or loan program without taking substantial cash out. Learn how costs, equity, appraisals and break-even timing affect the decision.
Can I Refinance With Bad Credit?
Can you refinance with bad credit? Learn how credit scores, mortgage-payment history, equity and refinance type affect your options—and when waiting may produce a better result.