DSCR loans are a type of non-QM loan for investors buying or refinancing rental properties. Instead of looking at the borrower's income, these loans assess the property's cash flow to determine loan repayment ability.

Conventional investment loans are traditional mortgage loans designed for buyers purchasing rental or investment properties. These loans typically require larger down payments and stronger credit profiles than primary residence loans, but they often offer competitive interest rates and flexible property options for long-term real estate investors.

Short-term rental and Airbnb loans are designed for investors purchasing vacation homes or income-producing properties used for short-term stays. These loan programs may use projected rental income from Airbnb or vacation rental platforms to help borrowers qualify, making them a popular option for investors looking to generate cash flow through short-term rentals.