Specialized Home Loans
Not every homebuyer fits into a traditional mortgage program, which is why specialized home loans are designed to meet a variety of unique financial situations and homeownership goals. Whether you're a self-employed borrower, real estate investor, first-time homebuyer seeking down payment assistance, purchasing a luxury property, building a new home, or looking for financing that doesn't fit conventional guidelines, there may be a specialized loan program available to help. These flexible mortgage solutions are designed to provide additional options when standard financing isn't the best fit. At Refine and Carolina Home Financing with Paul Mattos, we work with a wide range of lenders to help match borrowers throughout North Carolina and South Carolina with the loan program that best fits their needs and long-term goals.
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Our 15-day close program helps borrowers quickly and efficiently close on their home. This program is ideal for those who want a quick closing or want to avoid a long home-buying process.
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At Carolina Home Financing, we have programs to help with down payments, so you can buy a home. These programs offer different financing methods, like grants and loans that don't need to be repaid, making it easier to afford to own a home.
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Our construction loan program helps people build their dream home. It combines financing for construction costs and mortgage into one loan, making the process easier and faster.
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Our land loan program helps people buy land to build their dream home. We offer flexible financing options to make it easier and cheaper.
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Our renovation home loan program is for people who want to buy a house that needs fixing up and customize it. This program lets you borrow money to cover both the purchase price and the renovation costs in one loan, making the whole process easier.
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Our jumbo home loan program is for borrowers who want to buy a pricier home. We have financing options to help them afford homes beyond regular loan limits.