Carolina Mortgage Insights with Paul Mattos
House Hacking vs Traditional Investing
Should you house hack or buy a traditional rental property? Compare occupancy rules, down payments, rental-income qualification, privacy, reserves, cash flow and long-term investment goals.
What Down Payment Is Needed for Investment Property?
Most investment-property buyers should plan for 20% to 25% down, although Fannie Mae may permit 15% on an eligible one-unit conventional purchase. Learn how lender requirements, DSCR loans, credit, reserves and closing costs affect the cash you need.