Carolina Mortgage Insights with Paul Mattos
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- Charlotte Area Comparisons 16
- Charlotte Neighborhoods 9
- First-Time Homebuyers 46
- Investment Property Loans 21
- Lake Norman 4
- Lake Wylie 4
- Mortgage Process & Education 49
- Mortgage Programs 36
- Mortgage Qualification 50
- Move-Up Buyers 16
- Moving to Charlotte 28
- North Carolina Communities 12
- Refinancing & Home Equity 14
- Regional Guides 7
- Self-Employed & Alternative Income 11
- South Carolina Communities 10
- Veteran Home Buyers 4
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- Acreage & Land 3
- Appraisals 10
- Bank Statement Loans 9
- Buying Before Selling 13
- Cash-Out Refinance 4
- Charlotte Relocation 52
- Closing Costs 31
- Commission Bonus & Overtime 5
- Condos & Townhomes 14
- Construction Loans 2
- Conventional Loans 19
- Credit & Debt-to-Income 32
- Credit Challenges 6
- Credit Scores 1
- DSCR Loans 11
- Down Payment 37
- Down Payment Assistance 6
- Employment & Income 25
- FHA Loans 15
- Fixed vs. Adjustable Rates 3
- Gift Funds 7
- HELOC 5
- Home Affordability 9
- Home Equity 9
- House Hacking 4
- Jumbo Loans 14
- Luxury Homebuyers 17
- Mortgage Insurance 12
- Mortgage Payments 29
- Mortgage Pre-Approval 71
- Mortgage Rates 14
- Mortgage Underwriting 25
- New Construction 16
- New Job Offer 6
- Non-QM Loans 14
- Property Taxes & Insurance 34
- Rate Buydowns 7
- Real Estate Investors 22
- Refinancing 13
- Rental Income 11
- Self-Employed Borrowers 11
- Seller Credits 12
- Short-Term Rentals 7
- Student Loans 5
- USDA Loans 5
- VA Loans 7
- Waterfront Homes 8
Questions to Ask a Mortgage Lender Before Applying
Use these 18 questions to compare mortgage lenders before applying. Learn what to ask about pre-approval, rates, fees, Loan Estimates, payments, communication and closing timelines.
Retail Bank vs. Mortgage Broker: What's the Difference?
Bank or mortgage broker? Learn how each works, how brokers get paid, when a bank may fit better, and how to compare Loan Estimates fairly before you choose.
What Not to Do Before Closing on a House
Between contract and closing, lenders keep checking your credit, job and accounts. Here's what not to do before closing, why it matters and what to do instead.
What Happens After Mortgage Pre-Approval? Steps From Offer to Closing
After pre-approval comes the offer, inspections, appraisal, underwriting and closing. Here's each step in NC and SC, what to expect and how long it usually takes.
What Are Closing Costs for Buyers in North Carolina and South Carolina?
Closing costs often run 2% to 5% of the price. See what NC and SC buyers pay for, how prepaids and escrow work, and how seller and lender credits can lower your cash.
What Salary Do You Need to Buy a Home in Charlotte?
See the salary you need to buy a home in Charlotte at $300K, $400K, $500K and up, plus how debts, down payment and NC vs. SC taxes change your number.