Carolina Mortgage Insights with Paul Mattos
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DSCR vs Conventional Investment Loans
Compare DSCR and conventional investment loans, including income documentation, rental calculations, rates, fees, down payments, reserves, LLC ownership, portfolio limits, and prepayment penalties. Learn which financing strategy may fit your rental property and long-term investment goals.
Can I Refinance an FHA Loan Into Conventional?
You may be able to refinance an FHA loan into a conventional mortgage to eliminate FHA mortgage insurance or reduce your payment. Learn how equity, credit, PMI, interest rates, closing costs and loan terms affect the decision.
Can I Buy a House After a Foreclosure?
A foreclosure does not permanently end your homebuying plans. Learn why the completion date matters, how waiting periods differ, and what to prepare.