Carolina Mortgage Insights with Paul Mattos
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Moving Money Before Closing
Selling a home, moving 401(k) or brokerage funds, or using Venmo? How to move money before closing without delaying your loan, and what lenders need to see.
Should I Sell My House or Refinance?
Staying, selling or keeping your home as a rental? How to compare a refinance, HELOC, sale or rental in NC and SC, including taxes and what you actually net.
Moving to the Charlotte Area From Elsewhere in NC or SC: 2027 Homebuying Guide
Moving to Charlotte from Raleigh, the Triad, Columbia, Charleston or Greenville? How to choose NC or SC, compare taxes and time the sale of your current home.
Moving From Boston or Connecticut to the Charlotte Area in 2027: Homebuying Guide
More house for the money, lower property taxes and familiar attorney closings. What Boston and Connecticut buyers should plan for before buying in the Charlotte area.
Moving From Chicago to the Charlotte Area in 2027: Homebuying Guide
Lower property taxes, smaller transfer taxes and more house for the money. What Chicago-area buyers should plan for before buying a home in the Charlotte area.
Moving From Pennsylvania to the Charlotte Area in 2027: Homebuying Guide
Lower transfer taxes, no local wage tax and a different retirement tax picture. What Pennsylvania buyers should plan for before buying a home in the Charlotte area.
Moving From Texas to the Charlotte Area in 2027: Homebuying Guide
No income tax in Texas, lower property taxes here. A Charlotte-area mortgage broker's guide to the tax trade-off, attorney closings and using your Texas home equity.
Moving From Atlanta to the Charlotte Area in 2027: Homebuying Guide
Moving from Atlanta to Charlotte or Fort Mill? Here's what feels familiar, what changes with taxes and NC contracts, which areas fit and how to handle your Georgia home.
Moving From Florida to the Charlotte Area in 2027: Homebuying Guide
Florida is the top state sending movers to North Carolina. Here's what changes: state income tax, losing Save Our Homes, insurance, condo sales, NC contracts and closings.
Moving From Ohio to the Charlotte Area in 2027: Homebuying Guide
Moving from Ohio to Charlotte? Here's what changes: higher home prices than most Ohio metros, different taxes, NC due diligence fees, attorney closings and how to time your Ohio sale.
New Fannie Mae Rule Makes It Easier to Turn Your Current Home Into a Rental
Keeping your current home as a rental? Fannie Mae's new rule uses market rent instead of a signed lease. Here's how the 75% calculation and reserves work.
Buying in Charlotte Before Selling Your Home in Another State
Relocating to Charlotte with a home still to sell? Learn how to qualify with two payments, use equity, handle contingencies and time both closings.
Moving From California to the Charlotte Area in 2027: Homebuying Guide
Moving from California to Charlotte? Learn how equity, RSUs, remote West Coast jobs, NC due diligence fees and non-Prop 13 property taxes shape a 2027 purchase.
Moving From DC, Maryland or Northern Virginia to the Charlotte Area in 2027: Homebuying Guide
Moving from DC, Maryland or Northern Virginia to the Charlotte area? Compare income, property and transfer taxes and plan your move around your current home.
Moving From New York or New Jersey to the Charlotte Area in 2027: Homebuying Guide
Moving from New York or New Jersey to Charlotte? Learn how NC due diligence fees, taxes, co-op vs. HOA differences and selling your current home shape a 2027 purchase.
Planning to Move to Charlotte in 2027? What Homebuyers Should Do Now
Moving to Charlotte in 2027? Here's what to do 6–12 months ahead: set a real budget, plan your current home's sale, prep for a job change and protect your credit.
Pineville, NC Mortgage Guide
Pineville offers a small-town downtown with fast access to Ballantyne, I-485, and Fort Mill. Here's what buyers should know about neighborhoods, condos, and financing.
SouthPark Charlotte Mortgage Guide: Luxury Homes, Condos and Loan Options
Buying in SouthPark? Compare Foxcroft-style estates, renovated homes and luxury condos, plus Charlotte property taxes, jumbo limits, condo approvals and executive income.
Can I Buy a House Before Selling Mine? A Move-Up Buyer's Guide for NC and SC
Buying a new home before selling yours? Learn how lenders count both mortgages, ways to fund the down payment, and what changes if you keep your current home as a rental.
Can I Have Two VA Loans at the Same Time?
You may be able to keep one home with a VA mortgage and use remaining entitlement to buy another. Learn what to check before making an offer.