Carolina Mortgage Insights with Paul Mattos
Sort By Categories
- Charlotte Area Comparisons 5
- Charlotte Neighborhoods 6
- First-Time Homebuyers 13
- Investment Property Loans 12
- Lake Norman 4
- Lake Wylie 4
- Mortgage Process & Education 21
- Mortgage Programs 1
- Mortgage Qualification 18
- Move-Up Buyers 5
- Moving to Charlotte 15
- North Carolina Communities 11
- Refinancing & Home Equity 11
- Regional Guides 4
- South Carolina Communities 6
- Veteran Home Buyers 1
Sort By Tags
- Acreage & Land 3
- Appraisals 3
- Buying Before Selling 4
- Cash-Out Refinance 2
- Charlotte Relocation 41
- Closing Costs 12
- Commission Bonus & Overtime 2
- Condos & Townhomes 10
- Construction Loans 2
- Conventional Loans 3
- Credit & Debt-to-Income 9
- Credit Challenges 3
- Credit Scores 1
- DSCR Loans 1
- Down Payment 12
- Down Payment Assistance 1
- Employment & Income 5
- FHA Loans 2
- Fixed vs. Adjustable Rates 1
- Gift Funds 2
- HELOC 2
- Home Equity 6
- House Hacking 2
- Jumbo Loans 10
- Luxury Homebuyers 16
- Mortgage Insurance 6
- Mortgage Payments 11
- Mortgage Pre-Approval 27
- Mortgage Rates 2
- Mortgage Underwriting 9
- New Construction 12
- New Job Offer 1
- Property Taxes & Insurance 9
- Rate Buydowns 1
- Real Estate Investors 12
- Refinancing 10
- Rental Income 2
- Self-Employed Borrowers 1
- Seller Credits 3
- Short-Term Rentals 2
- Student Loans 3
- USDA Loans 2
- VA Loans 2
- Waterfront Homes 7
How Student Loans Affect Mortgage Approval
Student loans do not automatically keep you from buying a home. Learn how monthly payments, deferment, and income-driven plans affect mortgage qualification.
What Is Debt-to-Income Ratio?
Debt-to-income ratio compares your monthly obligations with your gross income. See a simple example and learn which payments lenders consider when you buy a home.
How Much Debt Is Too Much for a Mortgage?
How much debt is too much to buy a house? Learn why lenders review monthly payments, income, and credit—and when paying off debt may help.