Carolina Mortgage Insights with Paul Mattos
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- Charlotte Area Comparisons 5
- Charlotte Neighborhoods 6
- First-Time Homebuyers 13
- Investment Property Loans 12
- Lake Norman 4
- Lake Wylie 4
- Mortgage Process & Education 21
- Mortgage Programs 1
- Mortgage Qualification 18
- Move-Up Buyers 5
- Moving to Charlotte 15
- North Carolina Communities 11
- Refinancing & Home Equity 11
- Regional Guides 4
- South Carolina Communities 6
- Veteran Home Buyers 1
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- Acreage & Land 3
- Appraisals 3
- Buying Before Selling 4
- Cash-Out Refinance 2
- Charlotte Relocation 41
- Closing Costs 12
- Commission Bonus & Overtime 2
- Condos & Townhomes 10
- Construction Loans 2
- Conventional Loans 3
- Credit & Debt-to-Income 9
- Credit Challenges 3
- Credit Scores 1
- DSCR Loans 1
- Down Payment 12
- Down Payment Assistance 1
- Employment & Income 5
- FHA Loans 2
- Fixed vs. Adjustable Rates 1
- Gift Funds 2
- HELOC 2
- Home Equity 6
- House Hacking 2
- Jumbo Loans 10
- Luxury Homebuyers 16
- Mortgage Insurance 6
- Mortgage Payments 11
- Mortgage Pre-Approval 27
- Mortgage Rates 2
- Mortgage Underwriting 9
- New Construction 12
- New Job Offer 1
- Property Taxes & Insurance 9
- Rate Buydowns 1
- Real Estate Investors 12
- Refinancing 10
- Rental Income 2
- Self-Employed Borrowers 1
- Seller Credits 3
- Short-Term Rentals 2
- Student Loans 3
- USDA Loans 2
- VA Loans 2
- Waterfront Homes 7
NC vs SC: Where Should You Live If You Work in Charlotte?
Work in Charlotte but unsure whether to live in North Carolina or South Carolina? Compare commutes, housing, taxes, insurance, schools and mortgage options before choosing a side of the state line.
Charlotte vs Fort Mill SC: Where Should You Buy in 2027?
Charlotte or Fort Mill in 2027? Compare housing, commuting, taxes, insurance, schools, new construction and mortgage options before deciding which side of the NC-SC line fits your purchase.
South Carolina Mortgage Guide
Planning to buy a home in South Carolina? Compare popular communities, conventional, FHA, VA, USDA, jumbo, first-time buyer, and investment-property mortgage options.
North Carolina Mortgage Guide
Planning to buy a home in North Carolina? Compare popular communities, mortgage programs, due-diligence rules, relocation strategies, and important costs to consider.
Indian Land, SC Mortgage Guide
Considering a move to Indian Land, South Carolina? Explore local neighborhoods, new construction, commuting, property taxes, and mortgage options for first-time, relocation, move-up, and luxury homebuyers.
Fort Mill, SC Mortgage Guide
Considering a move to Fort Mill, South Carolina? Explore local communities, schools, commuting, property taxes, new construction, and mortgage options for first-time, relocation, move-up, and luxury homebuyers.
Should I Rent or Buy in Charlotte?
Renting or buying in Charlotte depends on more than the monthly payment. Compare flexibility, upfront cash, full ownership costs, and how long you may stay.
Hidden Costs of Buying a Home
The down payment is just the start. Learn which upfront, monthly, and after-closing costs to budget for when buying a home in North or South Carolina.
Why Did My Mortgage Payment Change?
A higher mortgage bill may come from taxes, insurance, an escrow shortage, or your loan terms. Learn how to identify the change and what to check next.