Carolina Mortgage Insights with Paul Mattos
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New Fannie Mae Rule Makes It Easier to Turn Your Current Home Into a Rental
Fannie Mae’s new departing-residence rule may allow homebuyers to use supported market rent without first finding a tenant or signing a lease. Learn how the 75% calculation, full housing expense, and reserve requirements work.
Buying in Charlotte Before Selling Your Current Home in Another State
Buying in Charlotte before selling your current home may be possible—but you need a plan for both mortgage payments, the down payment and your existing equity. Compare the main financing and timing options.
HELOC vs Cash-Out Refinance
HELOC or cash-out refinance? Learn how each option affects your existing mortgage, payments, interest-rate risk, closing costs and long-term home-equity strategy.
Cash-Out Refinance Explained
Learn how cash-out refinancing works, how much equity you may access, what it costs, and when another home-equity option may make more sense.
When Does It Make Sense to Refinance?
When should you refinance your mortgage? Learn how to compare rates, closing costs, loan terms, mortgage insurance and your break-even timeline.
Can I Buy a House Before Selling Mine?
You may be able to buy your next home before selling the current one. Learn how two housing payments, down payment funds, reserves, and sale timing affect the plan.