Myers Park is one of Charlotte's oldest and most recognizable neighborhoods, just southeast of uptown, known for its canopy of mature oak trees, curving streets and grand early 20th century homes. Planned beginning in 1911 with landscape architect John Nolen, it has historic estates, Colonial and Tudor Revival homes, bungalows, newer custom builds and some condos and townhomes. Most homes here sell well above the conforming loan limit, so financing in Myers Park usually means a jumbo loan.
I'm Paul Mattos, a mortgage broker with CarolinaHomeFinancing.com serving buyers in North Carolina and South Carolina. Here's what to know about buying in Myers Park: home types, what it costs to own, renovating an older home, and your mortgage options.
Updated November 2026.
The Quick Answer
Where it is: southeast of uptown Charlotte, roughly between Queens Road, Providence Road, Sharon Road and Park Road, in the 28207 and 28209 ZIP codes.
Why people move here: historic homes and tree-lined streets, Freedom Park and the Little Sugar Creek Greenway, Queens University, a short drive to uptown, SouthPark and Atrium Health Carolinas Medical Center.
Prices: single-family median sale prices have recently run in the $1.5 million to $1.7 million range. Redfin reported a median of about $1.72 million in mid-2025. Condos and townhomes sell for much less.
Property taxes: about 78.6 cents per $100 of value for FY2026-27 inside Charlotte (Mecklenburg County 49.27 plus City of Charlotte about 29.3).
Common loans: jumbo loans, conventional loans for condos and lower-priced homes, renovation and construction loans, bank statement loans for self-employed buyers, and bridge options for buying before you sell.
About Myers Park
Myers Park was developed after 1911 on farmland owned by John Springs Myers, with a plan by landscape architect John Nolen and later work by Earle Sumner Draper. Its wide, curving streets and planted medians were designed to feel like a park, and the oaks planted then now form the canopy the neighborhood is known for. The Myers Park Historic District is listed on the National Register of Historic Places.
Landmarks include Queens University of Charlotte, the 1914 James Buchanan Duke House (now The Duke Mansion), Myers Park Presbyterian Church, Wing Haven Gardens and Bird Sanctuary, and the Mint Museum Randolph. Freedom Park, a 98-acre park with a 7-acre lake, sits on the western edge and hosts Festival in the Park each September, and the Little Sugar Creek Greenway connects it north to uptown and south to Park Road Shopping Center. Locals know the 2.85-mile running and cycling route along Queens Road West, Hopedale Avenue and Selwyn Avenue as the "Booty Loop."
For more, see my Charlotte, NC Mortgage Guide or all of my Charlotte Area Guides. If you're relocating, see the Moving to Charlotte mortgage and cost of living guide.
Paul's Take on Myers Park
Buying in Myers Park is a big financial decision, and jumbo financing works differently than a regular loan. Lenders look harder at reserves, income documentation and the appraisal, and unique historic homes don't always have perfect comparable sales. Get your numbers and your financing lined up before you start touring, not after you find the house.
If you're looking at an older home you plan to update, or a lot where you'd rebuild, talk to me before you make an offer. The right loan structure for a renovation or rebuild is very different from a straight purchase, and planning it up front can save you a lot of time and stress.
Homes in Myers Park
Historic Estates and Revival Homes
Large early 20th century homes in Colonial Revival, Tudor Revival, Georgian and other styles line Queens Road and the surrounding streets. These homes often sit on large, heavily treed lots and command the highest prices in the neighborhood.
Bungalows and Smaller Historic Homes
Smaller Craftsman bungalows and cottages offer a way into the neighborhood at lower prices, though they still sell well above most of Charlotte. Many have been expanded or renovated.
New Construction and Rebuilds
Some older homes have been torn down and replaced with new custom homes. Rebuilding here involves Charlotte's tree rules, zoning and, in a few areas, historic district review, so plan for permits and time.
Condos and Townhomes
Condos and townhomes, many near Queens Road, Providence Road and Selwyn Avenue, are the most affordable way to live in Myers Park. Condo financing depends on the building meeting lender guidelines.
Renovating or Rebuilding in Myers Park
Older homes are a big part of Myers Park's appeal, and a big part of the work. Before you buy one to update or replace, check these:
Historic district rules: Myers Park as a whole is not a Charlotte local historic district, but Hermitage Court, a section of Myers Park, is. In a local historic district, exterior changes, fencing, new construction and tree removal need approval from the Historic District Commission before work starts.
Tree protection: Charlotte's tree rules apply when you build a new home, add on or remove heritage or right-of-way trees, and permits go through the city's Urban Forestry review. With Myers Park's canopy, this matters on nearly every lot.
Inspections: older homes can need updates to electrical, plumbing, HVAC, roofs, foundations and windows. Get thorough inspections and contractor estimates during your due diligence period.
Financing the work: a renovation loan can roll purchase and repairs into one loan, and a construction loan can finance a rebuild. See my renovation loans page and new construction loans page.
The Cost to Own in Myers Park
Property Taxes
Homes inside Charlotte city limits pay about 78.6 cents per $100 of value for FY2026-27. On a home with a $1.5 million tax value, that's about $11,790 a year in county and city property tax. Mecklenburg County is in the middle of a revaluation, with new values expected in early 2027, so taxes could change. Try my mortgage calculator, then schedule a consultation and I'll run your actual numbers for a specific home.
Insurance, Trees and Upkeep
Homeowners insurance: larger, older homes can cost more to insure, and some insurers look closely at roof age, wiring and plumbing. Get a quote early.
Trees: mature oaks are beautiful but can mean higher tree care costs and roof and gutter maintenance.
Flood zones: most of Myers Park isn't in a flood zone, but homes near Little Sugar Creek and Briar Creek should be checked on the FEMA flood map.
HOA Dues
Most single-family homes in Myers Park don't have a mandatory HOA, but condos and townhomes do. Ask for the dues, reserves and any special assessments.
See escrow explained for first-time homebuyers for how taxes and insurance are built into your payment.
Schools in Myers Park
Myers Park is served by Charlotte-Mecklenburg Schools, and area schools include Selwyn Elementary, Alexander Graham Middle and Myers Park High, depending on the address. Private schools are also nearby. Assignments depend on the exact address and can change, so verify the current assignment directly with the district before you make an offer.
Jobs and Commuting From Myers Park
Uptown Charlotte: about 2 to 4 miles north by Queens Road, Providence Road or Kings Drive.
Atrium Health Carolinas Medical Center: a few minutes away on the neighborhood's northwest edge.
SouthPark: a short drive south by Providence or Sharon Road.
Charlotte Douglas Airport: about 20 minutes by I-77 or Billy Graham Parkway.
Mortgage Options That Fit Myers Park
Jumbo loans: the most common loan here, since most homes need a loan above the 2026 conforming limit of $832,750. Expect larger down payments, more reserves and fuller documentation, and some lenders require more than one appraisal at higher loan amounts. See my jumbo loans page.
Conventional loans: for condos, townhomes and smaller homes within the conforming limit. See my conventional home loans page.
Renovation and construction loans: for updating an older home or rebuilding. See my renovation loans page.
Bank statement loans: for self-employed buyers and business owners whose tax returns don't show their full income. See my bank statement loans page.
Buying before you sell: many Myers Park buyers are moving up within Charlotte. See can I buy a house before selling mine?
VA loans: eligible veterans can use VA loans above the conforming limit with full entitlement, subject to qualifying. See my VA home loans page.
If you already have a quote, my mortgage offer review can help you compare it side by side.
Myers Park vs. Nearby Areas
Dilworth: historic homes, a local historic district and walkable East Boulevard just north. See my Dilworth Mortgage Guide.
SouthPark: upscale shopping and a mix of homes, condos and townhomes to the south. See my SouthPark Mortgage Guide.
Uptown: high-rise condo living a few minutes north. See my Uptown Charlotte Mortgage Guide.
Ballantyne: newer luxury homes and more space in south Charlotte. See my Ballantyne Mortgage Guide.
Frequently Asked Questions
How much does a home in Myers Park cost?
Single-family median sale prices have recently run about $1.5 million to $1.7 million, while condos and townhomes sell for much less. Prices vary widely by size, lot and condition.
Is Myers Park a historic district?
The Myers Park Historic District is on the National Register of Historic Places, but Myers Park isn't a Charlotte local historic district. Hermitage Court, a section of Myers Park, is a local historic district with design review.
Do I need a jumbo loan in Myers Park?
Usually. Most homes need a loan above the 2026 conforming limit of $832,750, unless you're making a large down payment or buying a condo or smaller home.
Can I tear down and rebuild in Myers Park?
It's possible on many lots, but you'll need to follow Charlotte's zoning and tree rules, and Hermitage Court has historic district review. Talk to the city, a builder and a lender before you buy.
What is the Booty Loop?
A popular 2.85-mile running and cycling route through Myers Park along Queens Road West, Hopedale Avenue and Selwyn Avenue.
Work With a Local Mortgage Broker
Whether you're buying a historic home, a condo near Queens University, a home to renovate or a lot to rebuild in Myers Park, I can help you line up jumbo or renovation financing before you make an offer. Schedule a consultation, start your application or read client reviews.
Paul Mattos
Mortgage Broker | CarolinaHomeFinancing.com
NMLS# 2339069 | Licensed in NC and SC
Call or text: 980-221-4959
This article provides general educational information and is not a commitment to lend or a rate quote. Home prices, tax rates, loan limits, historic district and tree rules, and school assignments change and should be verified for the specific property. Financing is subject to credit, income, assets, appraisal, title and underwriting requirements. Not all applicants will qualify. Full licensing information appears at the bottom of this page.
