Carolina Mortgage Insights with Paul Mattos
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Custom Build Budgets: Allowances, Change Orders and Upgrades
Allowances, change orders and upgrades are where custom home budgets run over. Learn how each one works and how extra costs can affect your construction loan.
Buying Land to Build On in South Carolina: What to Check First
Thinking about buying a lot to build on in SC? Check septic, water, zoning, flood zones, site costs and your financing plan before you sign a land contract.
Waxhaw, NC Mortgage Guide: Homes, Acreage, New Construction and Loan Options
Buying in Waxhaw? Compare downtown homes, MillBridge-style planned communities and acreage, plus Union County taxes, jumbo limits, septic checks and new-build incentives.
Escrow Explained for First-Time Homebuyers in NC and SC
An escrow account pays your property taxes and insurance from your monthly payment. Learn how escrow works in NC and SC, why payments change and when you can waive it.
Buying a New Construction Home in Charlotte: Builder Incentives, Financing and What to Check
Buying new construction near Charlotte? Learn how builder incentives, preferred lenders, rate locks, land-only tax bills and upgrades affect your mortgage before you sign.