Carolina Mortgage Insights with Paul Mattos
Sort By Categories
- Charlotte Area Comparisons 24
- Charlotte Neighborhoods 10
- First-Time Homebuyers 54
- Investment Property Loans 19
- Lake Norman 4
- Lake Wylie 4
- Mortgage Process & Education 59
- Mortgage Programs 31
- Mortgage Qualification 50
- Move-Up Buyers 24
- Moving to Charlotte 38
- New Construction & Renovation 6
- North Carolina Communities 12
- Realtor Resources 2
- Refinancing & Home Equity 16
- Regional Guides 8
- Self-Employed & Alternative Income 8
- South Carolina Communities 13
- Veteran Home Buyers 4
Sort By Tags
- Acreage & Land 4
- Appraisals 13
- Bank Statement Loans 7
- Buying Before Selling 21
- Cash-Out Refinance 5
- Charlotte Relocation 62
- Closing Costs 37
- Commission Bonus & Overtime 5
- Condos & Townhomes 17
- Construction Loans 8
- Conventional Loans 20
- Credit & Debt-to-Income 35
- Credit Challenges 6
- Credit Scores 1
- DSCR Loans 9
- Down Payment 37
- Down Payment Assistance 6
- Employment & Income 24
- FHA Loans 16
- Fixed vs. Adjustable Rates 3
- Gift Funds 10
- HELOC 6
- Home Affordability 15
- Home Equity 14
- House Hacking 4
- Jumbo Loans 15
- Luxury Homebuyers 18
- Mortgage Insurance 15
- Mortgage Payments 35
- Mortgage Pre-Approval 83
- Mortgage Rates 17
- Mortgage Underwriting 29
- New Job Offer 12
- Non-QM Loans 10
- Property Taxes & Insurance 50
- Rate Buydowns 8
- Real Estate Investors 20
- Refinancing 15
- Rental Income 12
- Self-Employed Borrowers 10
- Seller Credits 13
- Short-Term Rentals 5
- Student Loans 5
- USDA Loans 6
- VA Loans 7
- Waterfront Homes 9
Moving to the Charlotte Area From Elsewhere in NC or SC: 2027 Homebuying Guide
Moving to Charlotte from Raleigh, the Triad, Columbia, Charleston or Greenville? How to choose NC or SC, compare taxes and time the sale of your current home.
Moving From Boston or Connecticut to the Charlotte Area in 2027: Homebuying Guide
More house for the money, lower property taxes and familiar attorney closings. What Boston and Connecticut buyers should plan for before buying in the Charlotte area.
Moving From Chicago to the Charlotte Area in 2027: Homebuying Guide
Lower property taxes, smaller transfer taxes and more house for the money. What Chicago-area buyers should plan for before buying a home in the Charlotte area.
Moving From Pennsylvania to the Charlotte Area in 2027: Homebuying Guide
Lower transfer taxes, no local wage tax and a different retirement tax picture. What Pennsylvania buyers should plan for before buying a home in the Charlotte area.
Moving From Texas to the Charlotte Area in 2027: Homebuying Guide
No income tax in Texas, lower property taxes here. A Charlotte-area mortgage broker's guide to the tax trade-off, attorney closings and using your Texas home equity.
Moving From Atlanta to the Charlotte Area in 2027: Homebuying Guide
Moving from Atlanta to Charlotte or Fort Mill? Here's what feels familiar, what changes with taxes and NC contracts, which areas fit and how to handle your Georgia home.
Moving From Florida to the Charlotte Area in 2027: Homebuying Guide
Florida is the top state sending movers to North Carolina. Here's what changes: state income tax, losing Save Our Homes, insurance, condo sales, NC contracts and closings.
Moving From Ohio to the Charlotte Area in 2027: Homebuying Guide
Moving from Ohio to Charlotte? Here's what changes: higher home prices than most Ohio metros, different taxes, NC due diligence fees, attorney closings and how to time your Ohio sale.
Lake Norman vs. South Charlotte: Which Is Better for Your Move?
Lake Norman or South Charlotte? Compare commutes, housing, lake access, airport convenience, daily lifestyle and mortgage considerations before choosing where to live.
Ballantyne vs. SouthPark for Relocating Buyers
Ballantyne or SouthPark? Compare housing, commutes, walkability, amenities, HOA considerations and mortgage planning before choosing where to live during your Charlotte relocation.
Weddington vs. Marvin vs. Waxhaw for Relocating Buyers
Comparing Weddington, Marvin and Waxhaw for a Charlotte relocation? Learn how the three areas differ in commute, housing, lot size, new construction, utilities and daily convenience.
NC vs SC: Where Should You Live If You Work in Charlotte?
Work in Charlotte but unsure whether to live in North Carolina or South Carolina? Compare commutes, housing, taxes, insurance, schools and mortgage options before choosing a side of the state line.
Charlotte vs. Fort Mill, SC: Where Should You Buy in 2027?
Charlotte or Fort Mill in 2027? Compare housing, commuting, taxes, insurance, schools, new construction and mortgage options before deciding which side of the NC-SC line fits your purchase.
Moving From California to the Charlotte Area in 2027: Homebuying Guide
Moving from California to Charlotte? Learn how equity, RSUs, remote West Coast jobs, NC due diligence fees and non-Prop 13 property taxes shape a 2027 purchase.
Moving From DC, Maryland and Northern Virginia to Charlotte in 2027: Homebuying Guide
Relocating from DC or Northern Virginia? Learn how Charlotte's suburbs, NC due diligence fees, federal job changes and selling your DMV home affect your 2027 purchase.
Moving From New York or New Jersey to Charlotte in 2027: Homebuying Guide
Moving from New York or New Jersey to Charlotte? Learn how NC due diligence fees, taxes, co-op vs. HOA differences and selling your current home shape a 2027 purchase.
Charlotte Suburbs for Families Moving to North Carolina in 2027
Moving your family to Charlotte in 2027? Compare Matthews, Waxhaw, Huntersville, Cornelius, Davidson, Belmont and Harrisburg by county, school district, commute and costs.
Charlotte-Area Communities: How to Compare Your Options
Compare Charlotte-area communities based on your budget, commute, home features, and priorities, with practical tips for researching schools and housing costs.
North Carolina vs South Carolina Property Taxes Explained
South Carolina taxes primary homes very differently from North Carolina. Here's how both systems work, why SC owner-occupied taxes are often lower, and the mistakes buyers make.
Best Areas in South Carolina for Lower Property Taxes Near Charlotte
Where are SC property taxes lowest near Charlotte? 2025 owner-occupied millage for Fort Mill, Tega Cay, Rock Hill, Lake Wylie and Indian Land, compared with Charlotte.
