Carolina Mortgage Insights with Paul Mattos
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Can You Get a Mortgage After Writing Off Too Much Income?
Business deductions lowered the income on your tax returns? Learn how lenders review self-employed earnings and when a bank statement loan may be worth comparing.
How Commission Income Is Calculated for Mortgages
Yes, you can qualify for a mortgage with commission income. Learn how lenders average W-2 and 1099 commissions, handle rising or falling pay and what to prepare.
Can Truck Drivers Qualify for a Mortgage?
Truck drivers can qualify for mortgages, but W-2 drivers, mileage-paid employees, lease operators, and owner-operators require different income calculations. Learn how lenders review trucking income, deductions, deposits, and truck payments.
How Bank Statement Loans Work
Learn how bank statement loans calculate income for self-employed borrowers, including eligible deposits, expense factors, down payments and reserves.
Mortgage Options for Business Owners
Business owners may qualify with conventional, bank statement, 1099, P&L, asset-depletion or DSCR loans. Learn how lenders calculate income.
Can 1099 Workers Qualify for a Mortgage?
1099 workers can qualify for traditional or alternative-documentation mortgages. Learn how lenders calculate income, expenses, history and affordability.
Bank Statement Loans in North and South Carolina: How Self-Employed Buyers Qualify
Self-employed and your tax returns understate your income? See how bank statement loans calculate income, what they cost, and when conventional financing may fit better.
Can Self-Employed Borrowers Get a Mortgage?
Yes, you can get a mortgage when you're self-employed. See how lenders figure business income, what documents to gather, and when bank statement loans make sense.
South Carolina Non-QM Loans: What They Are and Who They're For
Self-employed, investing in rentals, or need an interest-only option? Here's how non-QM loans work in South Carolina, the main types, and what to compare before you apply.