Carolina Mortgage Insights with Paul Mattos
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How Long Does It Take to Build a Custom Home in South Carolina?
A custom home usually takes 15 to 18 months from start to move-in. A York County builder breaks down design, permits, framing, rough-ins and finishes.
Custom Build Budgets: Allowances, Change Orders and Upgrades
Allowances, change orders and upgrades are where custom home budgets run over. Learn how each one works and how extra costs can affect your construction loan.
Buying Land to Build On in South Carolina: What to Check First
Thinking about buying a lot to build on in SC? Check septic, water, zoning, flood zones, site costs and your financing plan before you sign a land contract.
Tega Cay, SC Mortgage Guide
Considering a home in Tega Cay, SC? Learn about waterfront and golf-course financing, jumbo and second-home loans, dock rights, property taxes, insurance, HOA costs, and commuting to Charlotte.
Waxhaw, NC Mortgage Guide: Homes, Acreage, New Construction and Loan Options
Buying in Waxhaw? Compare downtown homes, MillBridge-style planned communities and acreage, plus Union County taxes, jumbo limits, septic checks and new-build incentives.
Escrow Explained for First-Time Homebuyers in NC and SC
An escrow account pays your property taxes and insurance from your monthly payment. Learn how escrow works in NC and SC, why payments change and when you can waive it.
Can I Buy a House With Student Loan Debt? What NC and SC Buyers Should Know
Student loans rarely stop a mortgage on their own. Here's how conventional, FHA, VA and USDA loans count student loan payments, and what the 2026 SAVE changes mean for NC and SC buyers.
Buying a New Construction Home in Charlotte: Builder Incentives, Financing and What to Check
Buying new construction near Charlotte? Learn how builder incentives, preferred lenders, rate locks, land-only tax bills and upgrades affect your mortgage before you sign.