Carolina Mortgage Insights with Paul Mattos
House Hacking vs Traditional Investing
Should you house hack or buy a traditional rental property? Compare occupancy rules, down payments, rental-income qualification, privacy, reserves, cash flow and long-term investment goals.
What Down Payment Is Needed for Investment Property?
Most investment-property buyers should plan for 20% to 25% down, although Fannie Mae may permit 15% on an eligible one-unit conventional purchase. Learn how lender requirements, DSCR loans, credit, reserves and closing costs affect the cash you need.
Can Airbnb Income Help You Qualify?
Can Airbnb income help you qualify for a mortgage? Learn how conventional, DSCR, and bank statement lenders evaluate short-term rental income in North Carolina and South Carolina.
Short-Term Rental Loans Explained
Learn how short-term rental loans work, including conventional, second-home, and DSCR financing for Airbnb and vacation-rental properties in North Carolina and South Carolina.