Carolina Mortgage Insights with Paul Mattos
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- Charlotte Area Comparisons 16
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- First-Time Homebuyers 49
- Investment Property Loans 21
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- Lake Wylie 4
- Mortgage Process & Education 54
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- Mortgage Qualification 50
- Move-Up Buyers 16
- Moving to Charlotte 28
- North Carolina Communities 12
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- Regional Guides 7
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- Acreage & Land 3
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- Condos & Townhomes 15
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- Credit & Debt-to-Income 33
- Credit Challenges 6
- Credit Scores 1
- DSCR Loans 11
- Down Payment 36
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- Employment & Income 25
- FHA Loans 15
- Fixed vs. Adjustable Rates 3
- Gift Funds 10
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- House Hacking 4
- Jumbo Loans 14
- Luxury Homebuyers 17
- Mortgage Insurance 15
- Mortgage Payments 31
- Mortgage Pre-Approval 74
- Mortgage Rates 15
- Mortgage Underwriting 27
- New Construction 19
- New Job Offer 6
- Non-QM Loans 14
- Property Taxes & Insurance 37
- Rate Buydowns 7
- Real Estate Investors 22
- Refinancing 14
- Rental Income 11
- Self-Employed Borrowers 11
- Seller Credits 12
- Short-Term Rentals 7
- Student Loans 5
- USDA Loans 5
- VA Loans 7
- Waterfront Homes 8
Why Did My Mortgage Payment Change?
A higher mortgage bill may come from taxes, insurance, an escrow shortage, or your loan terms. Learn how to identify the change and what to check next.
Best Mortgage Rates in Charlotte: How to Compare Offers and Get Your Best Price
Compare Charlotte-area mortgage rates the right way: what sets your rate, APR vs. rate, points, ARMs, buydowns and refinance break-even, plus questions to ask.
Fixed-Rate vs. Adjustable-Rate Mortgages: Pros, Cons and How to Choose
Fixed-rate or adjustable-rate mortgage? Learn how each works, what 5/6 and 7/6 ARMs mean, the pros and cons, and how to decide which fits your plans.