Carolina Mortgage Insights with Paul Mattos
What Down Payment Is Needed for Investment Property?
Most investment-property buyers should plan for 20% to 25% down, although Fannie Mae may permit 15% on an eligible one-unit conventional purchase. Learn how lender requirements, DSCR loans, credit, reserves and closing costs affect the cash you need.
Can First-Time Buyers Buy Investment Property?
First-time buyers do not necessarily have to purchase a traditional primary home before investing in real estate. Learn how conventional investment loans, house hacking, FHA, VA, DSCR financing, rental income, down payments, and reserve requirements may affect your first purchase.
DSCR vs Conventional Investment Loans
Compare DSCR and conventional investment loans, including income documentation, rental calculations, rates, fees, down payments, reserves, LLC ownership, portfolio limits, and prepayment penalties. Learn which financing strategy may fit your rental property and long-term investment goals.
How to Buy Your First Rental Property
Learn how to buy your first rental property, from choosing an investment strategy and financing to estimating rent, calculating cash flow, making an offer, completing inspections, and preparing for your first tenant.