Carolina Mortgage Insights with Paul Mattos
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What Is Homestead Exemption in South Carolina?
South Carolina's homestead exemption takes $50,000 off your home's taxable value if you're 65+, disabled or blind. How it differs from the 4% rate, and how to apply.
North Carolina vs South Carolina Property Taxes Explained
South Carolina taxes primary homes very differently from North Carolina. Here's how both systems work, why SC owner-occupied taxes are often lower, and the mistakes buyers make.
Best Areas in South Carolina for Lower Property Taxes Near Charlotte
Where are SC property taxes lowest near Charlotte? 2025 owner-occupied millage for Fort Mill, Tega Cay, Rock Hill, Lake Wylie and Indian Land, compared with Charlotte.
Moving to Charlotte? How to Get a Mortgage and Budget for the Move
Moving to Charlotte from another state? Here's how relocation buyers get pre-approved, use offer letters, budget for taxes and HOA dues, and buy before they arrive.
Best Places to Buy a House Near Charlotte: Areas Compared by Budget, Commute and Taxes
Deciding where to buy near Charlotte? Compare the south, Lake Norman, Union County, Concord, Gastonia and the SC suburbs by commute, taxes and full monthly payment.
Best Mortgage Lenders for Retirees in North and South Carolina: How Retirees Qualify
Retired and buying a home in NC or SC? Learn how Social Security, pensions, IRA withdrawals and savings can count toward a mortgage, plus tax breaks for homeowners 65+.
FHA Loans in Charlotte, NC: A First-Time Buyer's Local Guide
How FHA really works in the Charlotte area: county loan limits, condo approval in Uptown and South End, builder incentives, NC vs. SC taxes and when conventional is better.
How to Interview a Realtor Before You Hire Them: Questions to Ask in Charlotte
Before you hire a Realtor, interview two or three. Here are the questions to ask about experience, communication, pay and the lender and vendors they recommend.