Carolina Mortgage Insights with Paul Mattos
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Conforming vs. Jumbo Loans: What Carolina Buyers Need to Know
A higher-priced home doesn't always mean a jumbo loan. Here's how conforming limits work in the Carolinas and how to decide which loan fits your purchase.
New Fannie Mae Rule Makes It Easier to Turn Your Current Home Into a Rental
Keeping your current home as a rental? Fannie Mae's new rule uses market rent instead of a signed lease. Here's how the 75% calculation and reserves work.
Best Charlotte Areas for $1 Million+ Homebuyers
Explore Charlotte’s best areas for $1 million-plus homes, from Myers Park and SouthPark to Weddington, Lake Norman and the South Carolina side—plus financing and relocation considerations.
Buying in Charlotte Before Selling Your Home in Another State
Relocating to Charlotte with a home still to sell? Learn how to qualify with two payments, use equity, handle contingencies and time both closings.
Moving From California to Charlotte in 2027: Homebuying Guide
Moving from California to Charlotte? Learn how equity, RSUs, remote West Coast jobs, NC due diligence fees and non-Prop 13 property taxes shape a 2027 purchase.
Moving From DC/Northern Virginia to Charlotte in 2027: Homebuying Guide
Relocating from DC or Northern Virginia? Learn how Charlotte's suburbs, NC due diligence fees, federal job changes and selling your DMV home affect your 2027 purchase.
Moving From New York or New Jersey to Charlotte in 2027: Homebuying Guide
Moving from New York or New Jersey to Charlotte? Learn how NC due diligence fees, taxes, co-op vs. HOA differences and selling your current home shape a 2027 purchase.
Planning to Move to Charlotte in 2027? What Homebuyers Should Do Now
Moving to Charlotte in 2027? Here's what to do 6–12 months ahead: set a real budget, plan your current home's sale, prep for a job change and protect your credit.
Waxhaw, NC Mortgage Guide: Homes, Acreage, New Construction and Loan Options
Buying in Waxhaw? Compare downtown homes, MillBridge-style planned communities and acreage, plus Union County taxes, jumbo limits, septic checks and new-build incentives.
SouthPark Charlotte Mortgage Guide: Luxury Homes, Condos and Loan Options
Buying in SouthPark? Compare Foxcroft-style estates, renovated homes and luxury condos, plus Charlotte property taxes, jumbo limits, condo approvals and executive income.
Ballantyne Charlotte Mortgage Guide: Homes, Taxes and Loan Options
Buying in Ballantyne? Compare country-club homes, townhomes and condos near The Bowl, plus Charlotte property taxes, jumbo limits and how Fort Mill and Indian Land stack up.
Can I Buy a House Before Selling Mine? A Move-Up Buyer's Guide for NC and SC
Buying a new home before selling yours? Learn how lenders count both mortgages, ways to fund the down payment, and what changes if you keep your current home as a rental.
Can I Have Two VA Loans at the Same Time?
You may be able to keep one home with a VA mortgage and use remaining entitlement to buy another. Learn what to check before making an offer.
How Much Income Do I Need for a $500K House in North or South Carolina?
Many buyers need about $125,000 to $170,000 a year for a $500K home. Learn how debts, mortgage insurance and NC vs. SC taxes change the income you need.
How Much Income Do I Need for a $400K House in North or South Carolina?
Many buyers need about $100,000 to $135,000 a year for a $400K home. See how debts, down payment and NC vs. SC property taxes change the income you need.
Buying a New Construction Home in Charlotte: Builder Incentives, Financing and What to Check
Buying new construction near Charlotte? Learn how builder incentives, preferred lenders, rate locks, land-only tax bills and upgrades affect your mortgage before you sign.